I was discharged from bancruptcy in march can i get a mortgage?

i was only bancrupt for 6 months , is there a mortgage company that will touch me? i have worked for the nhs for 13 years and have a good wage .This is a UK question.I was discharged from bancruptcy in march can i get a mortgage?
Not impossible there are still a few lenders around who will consider you. However, some insist on 12 months, some up to three years AFTER your discharge from bankruptcy before they will take an application from you. Also be prepared to find a 25% deposit.


Suggest to talk to an Independent Mortgage Adviser.I was discharged from bancruptcy in march can i get a mortgage?
Before the credit crunch, I would have said that you'd be ok. Now, however, banks and mortgage companies are more reticent about their lending.





You will need to shop around, and show bank statements and wage slips to prove your income. How long ago was your bankruptcy? I know you can't get a bank account for a certain time after being made bankrupt, but if you now have one, so long as you offer full disclosure to the company you approach, hopefully you shouldn't have too much of a problem. Good luck, and happy house hunting :)
If anyone in the US is reading this- in the states it takes 3 yrs after a BK before you can get an FHA loan. In the UK- I am unsure, but the mortgage market in Europe, Canada, and the states seem to have similar guidelines.





If you have a substantial amount to put down- say more than 30%- which I'm guessing you don't given your recent BK-you would be OK.
to be honest you will have to work on rebuilding your credit score and this will take time, plus with mortgages hard to get at the moment you will need a healthy deposit no 100% mortgages at the moment anywhere.best of luck.
We have recently been discharged also and would like to start rebuilding our credit history but NO ONE will touch us - even the ';bad credit'; agencies. Any advice? How did you manage to get the credit card?
Try an Independent Bank first. The Cooperative Bank is very good.
I'd have thought at the moment that this would be highly unlikely...